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School is back. How can you help protect your kid’s new devices?

04 February 2022

School is back. How can you help protect your kid’s new devices?

Classrooms are buzzing once again as our children head back to school after an interrupted couple of years. With new measures in place to keep our kids safe, now is the perfect time to keep their technology devices safe too. Only 65% of us have insurance for these expensive items in place.

Back to school

More than three quarters of us bought new tech items for our children’s education last year and the majority spent between $500 and $2,000 on these devices.

That’s a lot of cash to fork out at the start of the school year, yet almost 2 in 3 parents did not update their home contents insurance to ensure these new and valuable devices were protected for damage or theft.

“Our research shows more than 2 in 3 parents who purchased new technology for their children did not know if the device was covered for loss or damage at school."
LUKE GALLAGHER
NRMA Executive General Manager Direct Claims

“These items are not cheap. The most common purchases of technology equipment were laptops (47 per cent) and iPads or other tablets (39 per cent), with more than 10 per cent of parents spending more than $2,000.

“Technology devices can be covered for loss and accidental damage under most home content insurance policies, whether the incident occurs inside or outside your home, but you need to keep your policy up to date. A quick phone call to your insurer will provide reassurance as to whether your devices are protected.”

Remember we provide new for old replacement of your household contents and personal belongings including your child’s tech devices. Learn more about our Home Contents Insurance.

“Unfortunately, technology is now very easy and quick to sell online, making devices an attractive target for thieves”

It seems obvious but families can help protect their new purchases by keeping devices out of plain sight, particularly when there is no-one at home. Find somewhere safe and where it is not immediately obvious to anyone coming to your door.

This helpful checklist from NRMA Insurance aims to keep our homes and technology devices safe:

  • Secure your home effectively – install robust locks, alarm systems and motion-activated sensor lights, and don’t leave keys outside.
  • Always lock your door, even if you are only going down the road for five minutes.
  • Keep small technology devices out of sight at all times.
  • Always ensure you have home contents insurance in case the worst happens, and check that your existing policy is up-to-date and that you are adequately insured to cover the replacement of contents.

To all parents and carers who have school-aged children we wish you a happy, healthy and safe start to 2022.

The research was conducted by Pureprofile in October 2021 with 1,015 Australians surveyed.

Tags:

Back to school
Contents Insurance
Electronics